Accounts: Interest Bearing

Now Plus

• Minimum of $1,000.00 to open.
• No service charge unless balance falls below $1,000.00.
• Minimum Balance of $1,000.00 to obtain APY
• ATM or Visa Checkcard Available
• Fees could reduce earnings on the account.
• Contact Bank and speak to a representative concerning this type of account

Money Market Plus

• Minimum of $2,500.00 to open.
• No service charge unless balance falls below $2,500.00.
• Transactions are limited. Please contact your local branch for details.
• Minimum balance of $2,500.00 to obtain APY
• Fees could reduce earnings on the account.
• Contact Bank and speak to a representative concerning this type of account

Platinum Savings

• Minimum of $1,000.00 to open.
• Balances below $1,000.00 subject to $15.00 service charge.
• Transactions are limited to 6 in-house transfers to another FNB account subject to funds availability and transaction limits.
• The interest rate is determined by the amount maintained in the account.
• Required minimum balance to earn stated Annual Percentage Yield.
• APY and interest rates are variable and may change daily
• Not available for brokered funds or retirement accounts.
• Fees could reduce earnings on the account.
• Funds are FDIC insured.
• Contact Bank and speak to a representative concerning this type of account.

Savings

• Minimum of $200.00 to open
• Savings withdrawals are limited to 1 per month or 3 per quarter.
• There will a $1.00 charge per item for withdrawals in excess of 3 per quarter.
• Interest compounded daily and paid monthly to account.
• Quarterly bank statement.
• No service fee unless balance falls below $200.00
• ATM card available
• Fees could reduce earnings on the account
• Contact Bank and speak to a representative concerning this type of account