Accounts: Non-Interest Bearing

Free Checking

• Minimum of $50.00 to open
• No monthly fee
• No minimum balance
• Unlimited check writing
• No per item charge
• Canceled checks are not returned
• ATM Card Available
• Overdraft privilege is available but is subject to approval. Some restrictions do apply.

Regular Checking

• Minimum of $300.00 to open
• No service charge unless balance falls below $900.
• Overdraft Privilege is available on all accounts but is subject to approval. Some restrictions do apply.
• ATM or Visa Checkcard Available

Student Checking

• Minimum of $100.00 to open
• Must be enrolled full-time in College or High School
• No service fee or per check charge
• Student pays for printed checks
• Overdraft Privilege is available on all accounts but is subject to approval. Some restrictions do apply.
• ATM or Visa Checkcard Available. Some restrictions do apply.

Senior Citizen

• Must be at least 62 years of age
• Minimum of $300.00 to open
• No service fee or per check charge
• 300 wallet safety paper checks per year at no cost
• Overdraft Privilege is available on all accounts but is subject to approval. Some restrictions do apply.
• ATM or Visa Checkcard Available

Direct Deposit Too

• Accepts Only Direct Deposit
• No Check-writing Capabilities
• No Minimum Balance
• $3.00 Service Fee Per Month
• 3 Withdrawals Per Month Without Fee
• ATM Card Available

Business

• Minimum of $300.00 to open
• No service charge unless balance falls below $900.
• ATM or Visa Checkcard Available