First National Bank Privacy Policy

A Guide to How We Use and Protect Customer Information

We welcome this opportunity to describe our privacy policies and the steps we take to protect your personal customer information.  In this disclosure you will find details about these policies and procedures in order to keep you fully informed about this important issue.

Financial Privacy Rights

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us mean The First National Bank of Jacksboro. 

This is our privacy notice for our customers.  When we use the words “you” and “your” we mean the following types of customers: 

• All of our consumer customers who have a continuing relationship with us, such as:

• Deposit account

• Loan account

• Safe deposit box

• All IRA accounts for which we act as custodian

  We will tell you the sources for nonpublic personal information we collect on our customers.  We will tell you what measures we take to secure that information.

We first define some terms. 

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Non public personal information does not include information that is available from public sources, such as telephone directories or government records. 

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.  Ownership does not mean complete ownership, but means owning enough to have control. 

A nonaffiliated third party is a company that is not an affiliate of ours. 

THE INFORMATION THAT WE COLLECT 

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms

• Information about your transactions with us

• Information about your transactions with nonaffiliated third parties

• Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU 

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law. 

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS 

We do not disclose nonpublic personal information about former customers, except as permitted by law.

Complaints concerning the sale of checks activities should be directed to:

     Texas Department of Banking
     2601 North Lamar Boulevard
     Austin, TX 78705
     1-877/276-5554 (toll free)
     www.banking.state.tx.us