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Privacy Statement


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First National Bank of Jacksboro Privacy Statement

A Guide to How We Use and Protect Customer Information

We welcome this opportunity to describe our privacy policies and the steps we take to protect your personal customer information. In this disclosure you will find details about these policies and procedures in order to keep you fully informed about this important issue.

Financial Privacy Rights

We, our, and us mean The First National Bank of Jacksboro. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as:

  • Deposit account
  • Loan account
  • Safe deposit box
  • All IRA accounts for which we act as custodian

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information. We first define some terms:

  • Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Non-public personal information does not include information that is available from public sources, such as telephone directories or government records.
  • An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
  • A nonaffiliated third party is a company that is not an affiliate of ours.

The Information We Collect

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with nonaffiliated third parties
  • Information from a consumer reporting agency

Information We Disclose

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

The Confidentiality, Security, and Integrity of Your Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

We do not disclose nonpublic personal information about former customers, except as permitted by law.

Complaints concerning the sale of checks activities should be directed to:

Texas Department of Banking
2601 North Lamar Boulevard
Austin, TX 78705
1-877/276-5554 (toll free)
www.banking.state.tx.us

Online Privacy at First National Bank

At First National Bank, we value the trust you have placed in us . . . and we intend to continue to earn your trust each day. Our Internet service is no different. We understand that the privacy and security of your account information is critical. To further respect your right to privacy we limit employee access to your personal information to only those bank administrators with a business reason for knowing such information. We educate all employees and officers about the importance of confidentiality and customer privacy. In addition, individual user names and passwords are used by approved bank personnel to access your personal information online, providing audit trails to further safeguard the privacy of your personal information.

First National Bank Website

When you browse the public areas of the First National Bank homepage and related pages at www.fnbjacksboro.com, none of your account and personal information is obtained for storage on our bank’s systems.

Each time you access your account information through the First National Bank Internet banking service, you are required to provide your individually selected password. Your Password should never be shared and should be changed often.

We use proven encryption methods to transmit account information across the Internet. Any related account and personal data maintained by us is only for the purposes of fulfilling our legal and regulatory requirements and to provide you with all the products and services you have requested.

First National Bank E-mail

We will use your E-mail address and the content of any E-mail for correspondence purposes and to meet our legal and regulatory requirements with regard to customer communications. Any information collected through E-mail will not be rented, sold or exchanged with any third parties except those that are on a need to know basis. The bank will seek to require third parties with whom it has agreements to follow appropriate privacy policies.

Our banking philosophy has always been based on:

  • Confidentiality and Professionalism
  • Honesty and Integrity
  • Safety and Security
  • Accuracy and Reliability

For more information regarding the First National Bank privacy policy call us at 940-567-5591 or 940-575-2100.