Services
The First National Bank Visa Check Card is an ATM card
that also works like a check.
Now you can have all the advantages of an ATM card plus the convenience of making purchases without cash and without writing a check. The First National Bank Visa Check Card provides a brand new way to access your checking account. Use it to purchase goods and services anywhere Visa is accepted - at more than 10 million locations worldwide. It works for everyday purchases that you might usually pay for with a check or cash, like groceries and gas, and for everyday services such as dry cleaning, shoe repairs, haircuts and car washes. The amount of your purchase is deducted from your checking account, just as if you had written a paper check.
Request your new Visa Check Card today by contacting your local branch!
ATM Service
We offer ATM service at all of our locations. We also offer worldwide service through the Transfund, Cirrus, Pulse and Plus networks.
Competitive Rates
Just click the "Rates" button to check our competitive rates on CD's, IRAs, Savings and Interest-Bearing Checking Accounts. Interest rates and annual percentage yields are subject to change without notice on a daily basis. Call your First National Bank branch for more information.
Telebank
24-Hour Banking Convenience. Banking made easy from any touchtone telephone. Call us at 940-567-6500 or 940-374-3522 and do your banking at any time or place.
Time and Temp
Check the current time, temperature and conditions by calling 940-567-6800.
Safety Deposit Boxes
A wide variety of sizes and rates to suit your needs are available at both locations. Keep your valuables safe and at your fingertips by renting one of our various-sized safe deposit boxes. Select the size that fits your needs.
- 3x5 $15.00
- 5x5 $20.00
- 3x10 $30.00
- 5x10 $37.50
- 10x10 $75.00
Replace lost key - $10.00 per key. Drill Box (if both keys are lost) - $100 minimum or invoice cost
Medallion Guarantee Stamp
Required on all stock transactions and other documents when a notary seal is not sufficient.
Federal Reserve Wire Transfers
We are online with the Federal Reserve Bank for secure, rapid funds transfers from one financial institution to another.
Credit Cards
For your convenience we offer both MasterCard and Visa credit cards which are accepted worldwide. Apply at your local branch today!
Additional Services
- Cashiers Checks, Travelers Checks
- Savings Bonds
- Photocopies
- Notary Services
- Collections
- Fax Service
- Lock and Zipper Bags
We continue to connect our customers to essential financial services 24 hours a day by personal computer, telephone, ATM, Night Deposit and Bank by Mail. First National Bank is known for our efficiency and we gladly pass the rewards along to our customers by implementing innovative products and services.
Overdraft Privilege
Overdraft privilege may be extended as a non-contractual courtesy for inadvertent overdrafts on some checking accounts; the bank does not encourage routine or intentional overdraft. NSF/Overdraft fee imposed on each overdrawn item paid and is included in overdraft limit. Overdraft fees may be imposed on :checks, ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone initiated or other electronic transfers, or other withdrawal requests. Account balance must be made positive within 30 days. The Bank may elect not to cover an overdraft if: (1) there are repeated overdrafts; (2) a positive balance is not obtained within the designated time frame. Some restrictions do apply. See account description for availability or contact your local branch. Subject to 30 day waiting period.




